Insurance coverage is complicated for people who work with companies like Uber to transport people for money.
- When your rideshare app is off, you are covered by your personal car insurance
- When your app is on and you are matched with a passenger, you are covered by the Transportation Network Company (TNC, such as Uber)
- When your rideshare app is on and available, but you’re not matched with a passenger, you are NOT COVERED by either insurance – this is when you could fall into the “gap”
We at Phillips Insurance can offer you ridesharing coverage for an inexpensive fee, probably less than $10 per month. This coverage simplifies the insurance complications – you are covered – even when your app is on and before you’re matched to a rider.
Give us a call today to make sure you’re covered in all ridesharing situations, 425-485-8660.
The City of Seattle has issued rules for ride-sharing or Transportation Network companies, learn more here: https://www.seattle.gov/business-regulations/taxis-for-hires-and-tncs/transportation-network-companies
One of the rules for drivers is evidence of vehicle insurance. We are always glad to provide that for our clients. Just contact us via call or text 425-485-8660 or email us at firstname.lastname@example.org.