If you receive a fun gift of jewelry there is special coverage on your home insurance policy regarding jewelry. The scheduled personal property coverage expands coverage to covers all types of loss. Most home insurance policies have a specified limit for jewelry if stolen and no coverage for misplaced jewelry. But by adding scheduled personal property there is coverage for mysterious disappearance (lost jewelry), theft of jewelry, or if the diamond falls out of its setting! Also there is no deductible for listed jewelry. Give us a call for more information.
