FEMA has been busy remapping flood zones to align with potential risk of flooding. To find out if your home or business is in a flood zone go to, https://msc.fema.gov/portal/home.
Give us a call for help mapping your flood zone, I can decipher the results for you.
Searching an address returns a map like this,
On the map in small letters, it says Area of Minimal Flood Hazard, Zone X, effective 8/19/2020. This means the address was mapped recently and is eligible for flood insurance. There are many factors which lend to policy rating. Has the property ever flooded? Is it built above the flood plain? Do you have an Elevation Certificate.
If you think your home or business is at risk of flooding, give us a call to discuss insurance policy options.