Why do I need insurance?

To protect your family and assets in a claim situation.  Insurance helps you pay for property damages (for your property or someone else’s) and health/medical expenses related to an insured event.  In order to drive a car you own, you must have insurance by law.  The state also requires you to have insurance when you have a loan or lease on a car or home.  In addition to these legal requirements, insurance can help in the event that you are sued.

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