Phillips Insurance is an independent agency that is better-equipped to cover your specific needs. Many major carriers will set you up with a one-size-fits-all package. Because we sell from a variety of carriers, we can â€œmix-and-matchâ€ your policies to give you the best protection at the lowest price. Because we are small and local, we take time to get to know our customers and their individual insurance needs. We are available to coach you through confusing situations and answer insurance questions. In addition, not all insurance carriers sell directly to clients. We provide a vital link between you and policies that would be otherwise inaccessible.